Just got my renewal from QBE for over $1250 p/a.
Shopped around and found better for around $1007 with $1000 cover for ridding gear.
Sent the quote off to QBE in a email and said that not only do they need to match the price but better it. QBE has a price match policy.
They got back to me with a $1000 policy that now covers $4000 ridding gear.
$1000 is not great but better than $1250+
It pays to shop around.
I had to start again with no no claims as ex UK which was a pain but they took detailed rider and bike history off me and reduced the quote down significantly from 2.7k when I provided all my info.
I have multi bike policy with Shannons and I also have house and contents and in the past highly modified vehicles with them.
I have found on the odd occasion they have been dearer, but a phone call usually fixes that. Plus I don't mind paying a little extra as I know what I get. IMR is usually cheap, I have insured with them in the past, I hate their PDS but being in the automotive industry I know how to get my way if something were to happen.
Not sure how often u ride. My baby's a weekender, not a daily commuter & Shannons has a limited use policy (if u only ride it say once a wk) or even an extreme limited use(twice a mth or sumthing to that degree). These policy's have a significantly reduced premium.
I also chose Shannons as a mate went thru a claim with them, had no hassles, was easy to deal with.
G'Day.. just to chip in, QBE who Ive used for all my bikes and who I get a decent discount through quoted me $970 on my 1098s.
Mate told me about Lumley, and so I ended up using them at $620.
I got a reasonable deal from Shannons for my 1098. About $970/year when it was new in late '07, with unlimited mileage. It is still around $900 though, over six years later.
Not sure if I got a better-than-average deal - it sounds like I might have - but I was mid-fifties when I bought it.
Obviously age and your driving and insurance records affect what they can offer. But I found Shannons OK to negotiate with.
I haven't made a claim in that time, but I know from years in the trade (in the past) that they are one of the better companies to deal with.
But of course they are still an insurance company..
PS. QBE quoted me over $2,000 when I checked with them, and we've had our house with them for over 20 years!
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