Insurance - NJ - 848Evo - Rider Insurance

Start shopping. ..that's ridiculous. Not in NJ, but still in a city (Bham) and mine from State Farm is $45/month. 40 yo, clean record.

Jacking up your deductible will also lower your monthly payments.

Sounds about right, I use rider as well and they warned me that Ducs are being moved to a sports bike category over standard when I renew. Definitely call around to see what is available out there. Call a guy named Bruce Blum, I worked with him and he ran quotes for me on different companies. At the time rider was the cheapest.

To make you feel better, they wanted $2500 to renew my $500 policy of two years.

Mine is 117 a month with full coverage, premium parts replacement (so they can only use ducati part numbers. learned this lesson after my R1 crash and they replaced everything with the cheapest parts) and 5k of modification coverage. 250 deductible on both, and rental/roadside. I'm also 23 and have points and several claims.

FallenHero_08 said:

Mine is 117 a month with full coverage, premium parts replacement (so they can only use ducati part numbers. learned this lesson after my R1 crash and they replaced everything with the cheapest parts) and 5k of modification coverage. 250 deductible on both, and rental/roadside. I'm also 23 and have points and several claims.

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What insurance company?

Dmitriy5099 said:

What insurance company?

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Dairyland now. the R1 crash was geico

Virginia, mid 40yrs, '12 848 evo state farm $500 deductible $360 a year.Just another reason not to live in the north east.

Rider has the best prices- you wont beat them.
I am in NJ, just switched my 1198 to them from Allstate. They were a third of the price

I did, by switching to State Farm. Only by a couple of hundred bucks, but after them wanting 5 times last year's premium I would have switched even if it as equal. Their excuse was "due to the huge losses we are forced to do it". Not only Ducatis either, the BMW boys are reeling from it too

rider was about 200 more for me, and i have more extras with dairyland.

jtdbsr said:

I did, by switching to State Farm. Only by a couple of hundred bucks, but after them wanting 5 times last year's premium I would have switched even if it as equal. Their excuse was "due to the huge losses we are forced to do it". Not only Ducatis either, the BMW boys are reeling from it too

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Are you in NJ? (I see it says Northeast)

Yup

Chicago, Nationwide is $95 a month and im 40 with a clean record.

jtdbsr said:

Yup

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will be keeping my eyes peeled for you at NJMP :yo:

I've been with Progressive in NJ for the past couple of years (previously with Rider). Rider had great premiums but the coverage was proportionate. When I moved to Progressive, the coverages increased dramatically but there was only a modest increase in premium. IIRC I'm paying around $460/year for my '10 848. 45 years old, no claims, Mercer county.

gunther19820 said:

will be keeping my eyes peeled for you at NJMP :yo:

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I'll be there this Sunday, come on down!

I will be there for AMA (race 2 on Sunday the 14th), and playing on Thunderbolt the following day!
Have to seal my driveway this weekend......stupid driveway

That's what personal days are for. Weekends are for YOU.

Back on topic, Switched to State Farm when my policy with Rider was up for renewal in July. Today I received a letter from SF that they are cancelling my policy due to 2 tickets in 3 years. One carries no points, the other is two points. The only tickets I have. Imagine if you need to submit a claim.. Anyway, went online and got a quote from Rider. Want to guess the outcome? $600 cheaper for the year than what they quoted me to renew the existing policy back in July. Got on the phone with them and couldn't get an explanation. Crooks all around.