Some small print info:
Just spoke to my current insurers -
http://www.dwlaxton.co.uk - Who have quoted £585 FC with £600 Excess. This is to insure the 1098S with additonal bits (termis etc) of which I said value of £16000.
This seems more than ebikeinsurance but looking at the small print ebikein... quoted me £532.35 Fully Comp with £400 Voluntary Excess BUT there is a compulsary excess on that policy of £900 - meaning a total excess of £1300
In the, hopefully unlikely event or trashing the bike or it getting nicked thats £1300 gone staight away.
So am going with dwlaxtons again.
Some info that went into the quote:
Age: 32
Biking: 6 years
Area: Somerset (BA3 xxx)
Nov 2003 - FC Comp Claim for car right off - £8250 pay out
Feb 2003 - SP30 - 3 points - £60 fine (2003 was not a good year)
Security - Locked Building with non-approved alarm system (£130 from ebay, siren and calls my mobile), Ducati Alarm system, Ground Anchor and onguard beast chain and lock.
Hopefully next year it will come down by about half - Laxtons expalined new (new models) bikes are always expensive when they forst come and quote should half (ish) the following year.