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Discussion Starter · #1 · (Edited)
Hi everyone,

I've just bought a Desmo :)

Other than the weather, my first problem is sorting out insurance.

I suppose Ducati Insurance should be my first call, but in the past they've not been that good for my 916.

Who do you use in the UK to insure your D16RR?

Thanks,
Charles.
 

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I use Ducati insurance as up until now they are approx 6 times cheaper than anyone else I've tried, but I will admit to not trying too hard so possible better deals out there! Will be interesting to see where this post takes us. Glenn
 

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Hi everyone,

I've just bought a Desmo :)

Other than the weather, my first problem is sorting out insurance.

I suppose Ducati Insurance should be my first call, but in the past they've not been that good for my 916.

Who do you use in the UK to insure your D16RR?

Thanks,
Charles.
Hi Charles,
I was using Ducati Insurance for my Desmo but I was paying approx. £980 (with full no claims) to insure it and not ridden it much over the years and it goes up every year.
I've now insured it on my classic policy(multi), it only cost me £250 extra for adding it on from August 2014 till March 2015 when my renewal is up.
My other bikes are Fogarty rep and Honda rc30 - my policy for these was approx. £360 a year, not bad for the above bikes.
These are insured through footman and James.
As long as you have one classic bike insured you can insure a modern bike as well on the same policy and it works out a lot cheaper. Only down side is you loss your no claims after 2 years if not used on a modern policy.
I'm going to take off the fogarty rep off the classic policy and use my no claims to insure it on a modern policy. Hopefully it will work out cheaper.
cheers Keith.
 

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Discussion Starter · #4 ·
Thanks Keith, that's an interesting option.

Getting quotes from Ducati Insurance & Carol Nash, so waiting to see what they come up with first.

Hi Charles,
I was using Ducati Insurance for my Desmo but I was paying approx. £980 (with full no claims) to insure it and not ridden it much over the years and it goes up every year.
I've now insured it on my classic policy(multi), it only cost me £250 extra for adding it on from August 2014 till March 2015 when my renewal is up.
My other bikes are Fogarty rep and Honda rc30 - my policy for these was approx. £360 a year, not bad for the above bikes.
These are insured through footman and James.
As long as you have one classic bike insured you can insure a modern bike as well on the same policy and it works out a lot cheaper. Only down side is you loss your no claims after 2 years if not used on a modern policy.
I'm going to take off the fogarty rep off the classic policy and use my no claims to insure it on a modern policy. Hopefully it will work out cheaper.
cheers Keith.
 

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I'll be interested to hear the latest on the insurance situation. When I insured my D16 a couple of years ago the only company I could find who would cover it at all were Ducati Insurance - so I ended up moving all my bikes over to them. A cheaper alternative would be very welcome.
 

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Discussion Starter · #6 ·
Update, I'm insured and ready to go :yo:

In the end there wasn't much between my existing insurer Carol Nash and Ducati Insurance, on the bare '£' quote.

Carol Nash offer a few more free add-ins.

I stayed with Carol Nash in the end, otherwise it would have cost me about £50 to switch mid term, plus the hassle of sending proof of NCD etc, mid term.

However, Ducati Insurance were very helpful in quoting, so I will look again at this in a years time.

So, I'm paying around £1,100 for the three bikes, D16RR, 916 & Monster 821.
To give you some guidance, I'm mid 50's, totally clean licence and in a good postcode area.
 

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Update, I'm insured and ready to go :yo:



In the end there wasn't much between my existing insurer Carol Nash and Ducati Insurance, on the bare '£' quote.



Carol Nash offer a few more free add-ins.



I stayed with Carol Nash in the end, otherwise it would have cost me about £50 to switch mid term, plus the hassle of sending proof of NCD etc, mid term.



However, Ducati Insurance were very helpful in quoting, so I will look again at this in a years time.



So, I'm paying around £1,100 for the three bikes, D16RR, 916 & Monster 821.

To give you some guidance, I'm mid 50's, totally clean licence and in a good postcode area.

Thanks for that. That's about the same as I'm paying for 8 bikes so probably not worth me moving. I'll check when it comes to renewal time though.
 

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Very interesting Keith, like you have been using Ducati insurance, I like you have full no claims and have the Desmo, Foggy rep and ZXRR on the policy around £1300, I dont know why this insurance is so expensive, captive audience I suppose, when I just had the Desmo insured in 2010 it was £1000, I could insure a £100,000 Lamborghini cheaper, my car is £40,000 and cost's £230 full comp, protect no claims, what is going on, super bikes are now getting into the £20,000 mark and the insurance much much cheaper.
Can i ask where does classic age start and what is the main bike on the policy, also are the other bikes insured under the classic policy with an agreed valuation on the Desmo, Foggy and Rc30, is there a mileage restriction? although I only do like you 2/3,000 miles split between several bikes...as they say you can only ride one at a time.

I have since bought another bike and they want a further £250 on the premium for a 1999 R71... but I feel that considering the amount used £1550 odd is to much, so will look into this classic bike route, the only thing I don't understand is the no claims being lost after two years, what is their explanation for this, and the only real old bike I own is a 1972 S1c 250 kwaker.

Regards Paul
 

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Hi Paul,
Just got my renewal from footman and James = £608.39 that's very good and that's for
Honda RC30,Foggy rep and Desmosedici, I've put values down as £10k for each bike and
Desmo £40k and they are not agreed values.
If you want them at a guarantee insurance price, you have to get them inspected at a dealer or owners club rep. I don't do many miles and i've not use the foggy rep for 4 years - been busy but hopefully get it on the road this year.
Honda RC30 (1992) is the classic bike.
I might ask them for a quote for the foggy and Honda to be valued at 15k each and see if there is any increase.
Classic insurance used to start at 15yrs old and I think some company's are stating 10yrs old.
Next year I will have to insure the foggy bike on normal insurance to keep my no claims just in case I have to go back to Ducati or some other company to insure the Desmo if the present company will not insure it in the future.
cheers Keith
 

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Thanks for that Keith....do you not get no claims with the classic policy then?

I think the values of the RC30 is definitely on low side, as for the Foggy, I paid £13,000 for mine a year ago with 8,500 recorded miles and in need some TLC, spent £1000 on it, so £15,000 would be nearer the mark...the problem with insurance companies they all ask the value's and basing what the premium price on that, but when it comes to paying out, that's a different matter.

Will certainly give Footman James a ring for a quote.

Cheers!
 

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Hi Paul
You don't get no claims discount on classic bike insure, my foggy bike I've had since 2008 and it's done 10k and it's mint- paid £8900 from Tony at Motocorse.
It was part of a guys collection, he only sold it because he found a low mileage one.
Tony recommissioned it with all new fluids and battery, not bad investment now.
My honda is probably worth between 15k and 20k, It all depends if some one would pay the asking price if I ever decide to sell it. Which at the moment I'm keeping.
Good luck on the insurance quotes.
 
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